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  • Writer's pictureAlan Romero

Identity Theft Insurance

Updated: Feb 28

In 2019, the Internet Crime Complaint Center received 2047 complaints identified as ransomware with adjusted losses over $8.9 million, and that's only the cases that were reported.

Cybercriminals can wipe out savings in seconds and with such sophisticated tactics, they could be stealing your information even while you're online. Banks can save you from some identity theft but not all and most have set limits on amount and frequency of losses. Stealing your identity also leaves the burden of proof on you and claims can be denied without sufficient evidence. Identity theft protection is a great way to add another layer of security.

Some of our carriers have gone above and beyond to help keep their policyholders safe with services like Online Data Protection, Personal Cyber Protection advice and guidance, data recovery and device clean-up assistance as well as home internet security restoration.

Our best carriers have programs to Monitor Suspicious Activity regarding your:

  • Social Security Number

  • Email Addresses

  • Date of Birth

  • Bank Account Numbers

  • Insurance Cards

  • Driver's Licenses

  • Loyalty & Frequent Flyer Cards

  • Passports

  • Phone Numbers

  • Usernames/Social Media Handles

  • Mother's Maiden Name

Protection services can include:

  • Online Dashboard to quickly track your identity risk level, view suspicious activity alerts and get your credit score

  • A library full of identity protection tips, trending scams to avoid and more

  • Monthly updates to help you understand the factors that affect your credit score and ensure your credit history is accurate

  • Online data protection software

  • Dedicated teams of Cyber Risk Specialists providing personal cyber protection advice and guidance

And the most important part, Resolving your case with a recovery process that is easy while providing hands-on assistance with:

  • Affidavit submissions

  • Creditor notification and follow-up

  • Communication with law enforcement and government authorities

  • Placing a self-service fraud alerts

  • Contacting credit bureaus to place a credit freeze

  • Lost wallet assistance

  • Emergency cash and travel arrangements

  • Translation services

  • Medical Identity Theft expertise

  • Data recovery

  • Device cleanup

  • Home internet security restoration

For less than $5 a month, adding Identity Theft Protection to your insurance plan is simply smart defense. Not all identity theft coverage is the same so it's important to do your homework. For more information on some of our best offerings, call or text 970-372-1116 and let's make sure you're covered.

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